Factors Impacting the Cost of Divorce

As a divorce attorney, one of the most common questions I hear is, “How much will my divorce cost?” The honest answer is that it depends. Cost can vary widely based on the complexity of the case and the willingness of both parties to work together. When people are more amicable, work together, and trust each other, you can streamline the process and save money. In contentious cases where custody is being disputed or where one spouse is not transparent about their financial situation, the process can be time-consuming and expensive.

While every situation is unique, certain factors tend to drive up the cost of divorce. Understanding these elements can help you prepare for the financial realities and make more informed decisions. Factors that may affect cost include:

• Willingness to Collaborate
• Case Complexity
• Financial Transparency
• Child Custody
• Litigation

Willingness to Collaborate

While many clients come in hoping for an amicable or uncontested divorce, true uncontested cases—where both parties agree on all terms upfront—are rare. Most cases involve some level of due diligence and negotiation, particularly in high-asset divorces or when custody is at stake.

In my experience, about 80% of cases settle before reaching trial, but the process can still take time and may require mediation. The remaining 20% tend to proceed to trial, often due to one party’s refusal to compromise. To minimize costs and stress, I always encourage clients to approach the process amicably when possible, balancing emotional desires with a practical cost-benefit analysis. If we need to litigate aggressively, we will. It is usually in your best interest to work together, at least in the beginning.

Case Complexity

From the initial consultation, I can often get a sense of how complex a case will be. Certain red flags indicate that the divorce may be more contentious:

• Financial Disputes: If you or your spouse believe that the other is hiding assets or lying about finances, the case will likely require additional discovery or forensic experts.
• Custody Disagreements: If you and your spouse both want primary custody and cannot agree on a parenting plan, the case becomes significantly more complex.

In some cases, you don’t really know until you find out what the other side is thinking. It takes two people to be reasonable and reach an agreement. If the other side refuses to cooperate, a case that seems straightforward can quickly escalate into a lengthy battle.

Approaching divorce with a mindset of collaboration and compromise, when possible, can save significant costs and stress.

Financial Transparency

When people are not forthcoming about their financial situation, it complicates the case. This often leads to a costly discovery process that involves gathering detailed financial information, and may also involve expert guidance from forensic accountants. When a spouse hides assets or refuses to cooperate, the process becomes drawn out and more expensive.

Child Custody

In my experience, custody battles are some of the most contentious and expensive situations. When you’re talking about money, it’s more straightforward. When you’re talking about your kids, you can’t put a price tag on that. Custody disputes involve deep emotional stakes, and parents who cannot agree on custody arrangements may find themselves in prolonged legal battles. Depending on the situation, we may need to engage a guardian ad litem or custody evaluator. All of these things can significantly drive up the cost of divorce.

Litigation

Cases that go to trial are far more expensive than those resolved through negotiation or mediation. These often involve extreme disagreements over custody, alimony, or asset division. Litigating these issues requires additional legal preparation, court appearances, and often the involvement of experts like custody evaluators or forensic accountants.

It’s essential to weigh the cost of pursuing a particular outcome against the potential financial and emotional benefits. For example, if going to trial to secure a small increase in asset division will cost more than the increase itself, it may not be worth the fight. As spouses start considering the cost-benefit of their decisions, they often become more open to negotiation. If money is no object, you may decide to take a different approach.

Final Word

Divorce is a deeply personal process and the costs, both financial and emotional, can vary greatly depending on the circumstances. Understanding the factors that drive up the cost of divorce, such as case complexity, financial transparency, child custody disputes, and litigation, can help you make more informed decisions. While it’s tempting to focus solely on “winning,” balancing your goals with the practical realities of time, expense, and emotional impact is often the key to a smoother resolution.